After the rush of April 15th, most people breathe a sigh of relief and forget about their taxes until next year. But what if that annual document holds clues to significant financial gains you could be missing out on? This year, I wanted to share the real reason why I dedicate time to reviewing my… Continue reading Why I Review My Clients’ Tax Returns Each Year
Don’t let RMDs become a tax trap! Learn smart strategies to lower your taxes on RMDs and keep more of your hard-earned retirement savings.
Ever catch yourself wondering if you’ve missed the boat on saving for retirement? It’s a thought that crosses many minds, no matter their age. In this quick video, we address that very question head-on: Is it really too late to start saving for your future? The answer might surprise you. More importantly, we show… Continue reading Is it Too Late to Start Saving for Retirement?
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Retirement planning can often feel like a moving target. You’ve worked hard, saved diligently, and now the big question hits: What’s next? That’s where Steve (age 62) and Jenna (age 66)1 found themselves. After decades of building a career, Steve was suddenly laid off. His severance package was… Continue reading A Retirement Planning Case Study
Not all financial advisors are held to the same standards. Some are only required to recommend what’s suitable—even if it costs you more. As a fiduciary, I’m legally and ethically bound to put your best interests first. No hidden fees, no sales pitches—just honest, client-focused advice. In this short video, I break down why… Continue reading What Is a Fiduciary Financial Advisor & Why Is It Important?
As a CERTIFIED FINANCIAL PLANNER® professional, I’m committed to helping you pursue your financial goals. One critical aspect of this is reducing your tax burden. In this quick video, I discuss a few strategies for optimizing your tax savings, including: Maximizing retirement account contributions Leveraging Roth conversions Contributing to a health savings account (HSA) Utilizing… Continue reading How to Maximize Your Tax Savings This Year
Market fluctuations are a normal part of the economic cycle, but when it comes to your retirement, the timing of when the market drops can matter more than how much it drops. Market volatility is an even bigger cause for concern when your retirement plan is sitting stuck at multi-year highs. In this quick… Continue reading Is Your Retirement Plan Ready for a Downturn?
As the year draws to a close, it’s a great time to review your financial situation and identify potential tax-savings opportunities. In this video, I discuss some last-minute tax strategies that can help you decrease your tax liability. If you have any questions or would like to discuss your specific tax situation, please don’t… Continue reading Last-Minute Tax Savings Before Year End
With Thanksgiving approaching, I wanted to take a moment to reflect on the many things I’m thankful for this year. It’s easy to get swept up in the busyness of life, so Thanksgiving is a perfect reminder to pause and appreciate what matters most. In my latest video, I’m sharing some of the things I’m… Continue reading Counting Life’s Blessings: My Thanksgiving Message
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Is bigger always better when it comes to financial firms? In this video I discuss the differences between large and small financial firms to help you make an informed choice. 5 Key Takeaways: Diverse Offerings: Small firms are leveling the playing field by providing access to high-tech tools… Continue reading Is Bigger Always Better in Financial Advisory Firms?
