Not all financial advisors are held to the same standards. Some are only required to recommend what’s suitable—even if it costs you more. As a fiduciary, I’m legally and ethically bound to put your best interests first. No hidden fees, no sales pitches—just honest, client-focused advice. In this short video, I break down why… Continue reading What Is a Fiduciary Financial Advisor & Why Is It Important?
As a CERTIFIED FINANCIAL PLANNER® professional, I’m committed to helping you pursue your financial goals. One critical aspect of this is reducing your tax burden. In this quick video, I discuss a few strategies for optimizing your tax savings, including: Maximizing retirement account contributions Leveraging Roth conversions Contributing to a health savings account (HSA) Utilizing… Continue reading How to Maximize Your Tax Savings This Year
Market fluctuations are a normal part of the economic cycle, but when it comes to your retirement, the timing of when the market drops can matter more than how much it drops. Market volatility is an even bigger cause for concern when your retirement plan is sitting stuck at multi-year highs. In this quick… Continue reading Is Your Retirement Plan Ready for a Downturn?
As the year draws to a close, it’s a great time to review your financial situation and identify potential tax-savings opportunities. In this video, I discuss some last-minute tax strategies that can help you decrease your tax liability. If you have any questions or would like to discuss your specific tax situation, please don’t… Continue reading Last-Minute Tax Savings Before Year End
With Thanksgiving approaching, I wanted to take a moment to reflect on the many things I’m thankful for this year. It’s easy to get swept up in the busyness of life, so Thanksgiving is a perfect reminder to pause and appreciate what matters most. In my latest video, I’m sharing some of the things I’m… Continue reading Counting Life’s Blessings: My Thanksgiving Message
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Is bigger always better when it comes to financial firms? In this video I discuss the differences between large and small financial firms to help you make an informed choice. 5 Key Takeaways: Diverse Offerings: Small firms are leveling the playing field by providing access to high-tech tools… Continue reading Is Bigger Always Better in Financial Advisory Firms?
Developing a comprehensive financial plan is the first step toward long-term financial stability. But without seeing one, most people don’t know how a financial plan can provide a well-thought-out strategy for the future. I wrote this piece to provide an inside peek at a sample financial plan. We can take a look at a fictional… Continue reading See a Sample Financial Plan
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Do you want to decrease your tax bill and increase your charity contributions at the same time? In this video, I go over the advantages of donor-advised funds (DAFs) and how they can reduce your tax liability. With DAFs, you can receive immediate tax benefits while giving… Continue reading VIDEO: Boost Your Tax Savings with Donor-Advised Funds
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Big changes are on the way with the 2017 Tax Cuts and Jobs Act next year. These changes, called the 2025 Tax Sunset, could impact certain people and businesses. It’s essential to understand what’s coming so you can make smart financial planning choices before these changes happen.… Continue reading VIDEO: Are You Prepared for the Tax Sunset in 2025?
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Hiring the right financial planner is crucial for a comfortable retirement. In this video, Joe Dowdall, a seasoned financial advisor with 15 years of experience, shares the five key questions you need to ask to help you make the best choice for your financial future. Watch to… Continue reading VIDEO: 5 Questions You Should Ask Your Financial Advisor
