As a CERTIFIED FINANCIAL PLANNER® professional, I’m committed to helping you pursue your financial goals. One critical aspect of this is reducing your tax burden. In this quick video, I discuss a few strategies for optimizing your tax savings, including: Maximizing retirement account contributions Leveraging Roth conversions Contributing to a health savings account (HSA) Utilizing… Continue reading How to Maximize Your Tax Savings This Year
Market fluctuations are a normal part of the economic cycle, but when it comes to your retirement, the timing of when the market drops can matter more than how much it drops. Market volatility is an even bigger cause for concern when your retirement plan is sitting stuck at multi-year highs. In this quick… Continue reading Is Your Retirement Plan Ready for a Downturn?
As the year draws to a close, it’s a great time to review your financial situation and identify potential tax-savings opportunities. In this video, I discuss some last-minute tax strategies that can help you decrease your tax liability. If you have any questions or would like to discuss your specific tax situation, please don’t… Continue reading Last-Minute Tax Savings Before Year End
With Thanksgiving approaching, I wanted to take a moment to reflect on the many things I’m thankful for this year. It’s easy to get swept up in the busyness of life, so Thanksgiving is a perfect reminder to pause and appreciate what matters most. In my latest video, I’m sharing some of the things I’m… Continue reading Counting Life’s Blessings: My Thanksgiving Message
Developing a comprehensive financial plan is the first step toward long-term financial stability. But without seeing one, most people don’t know how a financial plan can provide a well-thought-out strategy for the future. I wrote this piece to provide an inside peek at a sample financial plan. We can take a look at a fictional… Continue reading See a Sample Financial Plan
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Do you want to decrease your tax bill and increase your charity contributions at the same time? In this video, I go over the advantages of donor-advised funds (DAFs) and how they can reduce your tax liability. With DAFs, you can receive immediate tax benefits while giving… Continue reading VIDEO: Boost Your Tax Savings with Donor-Advised Funds
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Big changes are on the way with the 2017 Tax Cuts and Jobs Act next year. These changes, called the 2025 Tax Sunset, could impact certain people and businesses. It’s essential to understand what’s coming so you can make smart financial planning choices before these changes happen.… Continue reading VIDEO: Are You Prepared for the Tax Sunset in 2025?
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Hiring the right financial planner is crucial for a comfortable retirement. In this video, Joe Dowdall, a seasoned financial advisor with 15 years of experience, shares the five key questions you need to ask to help you make the best choice for your financial future. Watch to… Continue reading VIDEO: 5 Questions You Should Ask Your Financial Advisor
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC Are you looking to get more from your investments? In this video, Joe Dowdall talks about active and passive investing and when to choose either method of managing your investment portfolio. He explains how to be successful in actively managing investments as well as the benefits. Watch… Continue reading VIDEO: Active Investment Management Can Be Successful
By Joe Dowdall, CFP®, RICP®, CRPC®, CCFC As AI and robo-advisors gain popularity, relying on them for financial decisions might seem convenient. But when you’re faced with complex situations or unpredictable economic shifts, having a trusted financial advisor becomes an invaluable resource. Watch this quick video to learn the benefits to partnering with a… Continue reading VIDEO: Why AI Isn’t the Best Answer for Your Finances
